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Learn more about Ms. Hammer; professional speaker, and an expert resource for journalists who need reliable answers to tough questions about how the U.S. government handles student loans, cohort default rates, higher education loan regulations, and financial literacy, and about education legislation.
About Ms. Hammer
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Expanded biography of Mary Lyn Hammer—Congressional witness, non-federal negotiator and witness for the U.S. Department of Education (DOE), and education advocate.
Shock-ED
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Read these 18 Shock-ED points to realize the level of deception from the U.S. Department of Education (ED or DOE) data and reporting with sometimes blatant and sometimes subtle disregard of facts; databases that mysteriously disappear; and underreporting, misreporting, or just not reporting at all.
Reader’s Notes
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Quickly get the facts with our chapter-by-chapter highlights and points. The full 312-page report has been condensed into digest form (30 pages) to provide executives, journalists, and bloggers the ability to quickly review key points in the report.
Press Releases
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An archive of Ms. Hammer’s press releases written to educate American’s about the harmful effects of not comprehending the facts about data and reporting in higher education.
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Taking Action
When Student Loan Default Is Not Your Fault
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In 2011, servicing of certain Federal Family Student Loan Program (FFELP) loans was transferred from the private sector to the U.S. Government as part of the “transition to 100% direct student loan lending” and something went terribly wrong—nearly 403,000 student borrowers were MISTAKENLY placed in default status.
Save the Schools
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The Committee professional staff already understands all of the evidence as presented in Mary Lyn Hammer’s investigative report and is beginning to see how this assault could put the proprietary sector as a whole out of business. Now, the Committee wants to hear from the schools and students affected by this atrocity—before it is too late to save our industry and American’s choice of higher education!
Contact Congress
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Committee leaders and your members of Congress want to hear from you—the schools that are affected by these atrocities—“sooner rather than later!” Words straight from the Committee. Learn more.
The Prosper Act: March 2018
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Read Mary Lyn Hammer’s comments note, suggestions and comments on the 2017-2018 Prosper Act.
Defense to Repayment Regulations: June 2016
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Read Mary Lyn Hammer’s comments on Negotiated Rulemaking for Higher Education 2015-2016 submitted on Regulations.gov July 31, 2016
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About Injustice for All
About the Report
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Overview of the contents of Injustice for All and ordering information.
Documents & Data Examined
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Quick list of the documents and data analyzed by Ms. Hammer and verified by independent accountants.
Table of Contents
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Read the table of contents to gain a quick understand of just how deeply the report investigated the many tangled aspects of higher education.
Excerpt
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Quick excerpt from the beginning of the report plus a link to read the Manifesto section.
Reviews
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Read what higher education new outlets Career College Central and The Chronicle of Higher Education have to say about Injustice for All.
FAQ’s
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Detailed answers on two of the most often asked questions about higher education reports and student loans.
Reader’s Notes
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Quickly get the facts with our chapter-by-chapter highlights and points. The full 312-page report has been condensed into digest form (30 pages) to provide executives, journalists, and bloggers the ability to quickly review key points in the report.
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Ordering
Student Loan White Paper
Additional Articles
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Department of Education Admitting Misreporting and Errors in College Scorecard Data Is Just the Tip of the Iceberg
This press release has been update.
Click here to read latest version.